Thinking of your dream boat?
With low rates, fast approval, ratefinance.com.au will have you out at sea in no time.
Apply now and make your dream a reality. We also provide pre-approvals so that you can bargain to your best advantage, knowing exactly how much you have to spend.
You can choose to either go to a dealership, a private sale or buy from auction.
Consumer loans are if your vehicle is only for private use. If you drive to and from work, this is still considered to be private use. If you use your vehicle for some work use, however it is not more than 51% of the time, then you qualify for a consumer loan. Consumer loans are still flexible and can be structured to suit your needs.
Our loans come with
- Options for new & used
- Fast pre-approval
- Competitive rates with terms up to 7 years
- Fixed rates so you'll always know how much your repayments are
If you are unsure, contact us and we will help you work out which loan is best for you.
To be eligible for a commercial loan, the vehicle you’re purchasing must be predominantly used for business purposes, more than 50% of the time.
Our loans come with
- Options for new & used
- Fast pre-approval
- Competitive rates with terms up to 7 years
- Fixed rates so you'll always know how much your repayments are
Business loans type:
- Finance Lease
- Chattel Mortgage
- Hire Purchase
- Novated Lease
If you are unsure, contact us and we will help you work out which loan is best for you.
We are here to assist
ratefinance.com.au is an Australian company built by experienced finance team and one of Australia’s fastest growing finance brokers. We work alongside with some of Australia’s leading banks and non conforming lenders to provide the best possible service to our clients. We do all the hard work for you, that’s it! Pure and simple.
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FAQ
How long does it take for ratefinance.com.au to fund my boat loan?
Once your loan is given final approval and we have received the necessary documentation from you we will be able to settle the loan within the same day.
How do I apply for a loan?
You can apply online and complete the online application in 10 minutes or less. Otherwise, you can call us and apply directly over the phone (1300 05 RATE) by speaking with one of our Australian-based loan specialists.
What are the maximum and minimum loan amounts and loan terms?
There is no maximum or minimum loan amount for boat loans. The loans are repayable in 7 years.
What types of boat loans does ratefinance.com.au offer?
We offer all types of boat finance – we do boat finance for personal use (consumers) as well as boat financing for businesses. We have Finance Lease, Chatel Mortgage, Hire Purchase and Novated lease.
I am a business owner/sole trader - would you be able to provide me with finance?
We most certainly can! We have various loan solutions for the self-employed including no doc loans. Call us to chat and we will find the best solution suited for your needs and situation.
I am buying a used boat, can I get a loan for that?
Yes you can! We provide loans for both new and used boats.
Ready to Purchase The Boat?
Fill in our quick quote request form and we will get back to you shortly with a competitive quote!